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The Best Credit Card Betting Sites for 2022

Betting with a credit card is one of the safest and most convenient methods when it comes to placing a bet on your favourite sports.

To save you spending hours researching where to bet, our expert team has done the research to provide only the best credit card betting sites and help you every step of the way.

Our comprehensive guide covers everything from choosing a bookmaker to signing up for an account and depositing with your credit card.

Credit Card Betting Banned in the UK

The use of credit cards to fund betting sites has been banned in the United Kingdom since 14 April 2020.

The UK Gambling Commission (UKGC) made the decision to implement the ban after conducting its own review of online gambling and reading the government’s “Review of Gaming Machines and Social Responsibility Measures”. These reviews followed a public consultation period carried out between August and November 2019. The decision to ban credit cards was then announced in January 2020.

Research suggested that 800,000 of the 10.5 million online gamblers in the UK used credit cards to fund their accounts. Approximately 22% of those who gambled online with a credit card were classed as problem gamblers.

Many of those surveyed admitted to suffering some form of gambling harm, with several admitting to accumulating tens of thousands of pounds of debt.

Whilst millions of UK residents gamble online responsibly, the UKGC and the government deemed the risk to those with a problem too great to allow the use of credit cards to continue. If you live in the UK, there are plenty of other safe and convenient payment methods accepted at online betting sites.

Do Betting Sites Accept Mastercard, Visa and American Express?

There are several different types of credit card accepted by online sports betting sites. However, some of these cards are more widely accepted than others. By far, the most commonly approved brands are Visa and Mastercard, both of which enjoy almost universal acceptance throughout the industry.

Other options are also available, however. For example, many credit card betting sites in the United States accept cards from other highly respected companies, including American Express and Discover. Alternatives like JCB and Diner’s Club are also welcome at a number of online betting sites.

Mastercard Betting Sites

Mastercard Betting Sites

Mastercard’s distinctive overlapping red and yellow circles logo is known by virtually everyone around the world. The American financial services corporation was founded in 1966 and processes more than 160 million payment card transactions per year. Many of these transactions are processed at betting sites that accept Mastercard, thanks to how secure and convenient it is to deposit with Mastercard.

Regardless of whether you possess a standard credit card or a World Elite Mastercard, online betting sites happily accept deposits. The instantaneous nature of Mastercard naturally makes it one of the most popular payment methods amongst bettors around the world, but it isn’t the only one. It’s safe and secure, there are no fees, and you will be eligible for all promotions at Mastercard sportsbooks.

Visa Betting Sites

Visa Betting Sites

Accepted at virtually every online sports betting site, Visa was founded way back in 1958. The company began life as a focused credit card company and has rapidly grown to become the largest full-service consumer payment system in the world. Visa boasts of completing 150+ million transactions per day, with notable Visa-branded credit cards including Visa Classic, Visa Gold and Visa Platinum.

Betting sites that accept Visa almost always accept Mastercard payments as well. Both brands offer different types of credit cards with similar perks in a bid to compete with one another. Likewise, sportsbooks that accept Visa boast the same advantages as those that accept Mastercard. This means you will benefit from high acceptance rates, zero fees and be able to participate in all promotions.

American Express Betting Sites

American Express Betting Sites

Known for its charge cards and credit cards, American Express was founded in New York way back in 1850. The American Express blue trademark and gladiator logo are recognised worldwide as symbols of safety and security. While Mastercard and Visa are accepted at virtually every online betting site, the same cannot be said for American Express. Amex betting sites are scarce, especially in the United States.

This is due to the Unlawful Internet Gaming Enforcement Act of 2006. The UIGEA made it illegal for companies to process gambling transactions. However, the good news is that many states have regulated online sports betting in recent years and are now accepting Amex credit cards like Blue Cash Preferred and Cash Magnet. When it comes to online sports betting, American Express being listed as an option is a seal of trust.

Stack of credit cards on laptop keys

How to Bet Online Using a Credit Card

It’s easy to get started at credit card betting sites. To begin with, choose from our list of top credit card betting sites. These sites have been reviewed and rated by our expert team to ensure that they are trustworthy, safe and offer the best odds and service possible.

Every site features its own style and benefits, so we offer a number of choices to allow you to find the bookie that’s right for your needs. Most offer a welcome promotion for new customers, which gives you a great opportunity to grab betting promotions.

Step 1

Every site features its own style and benefits, so we offer a number of choices to allow you to find the bookie that’s right for your needs. Most offer a welcome promotion for new customers, which gives you a great opportunity to grab betting promotions.

Step 2

If you want to start betting with a credit card, you’ll first have to make a deposit. This is done by visiting the betting site cashier and looking at the deposit options, which will include a list of the types of credit cards accepted there.

Step 3

Pick the option that is appropriate for you, and you will be prompted to supply your card details and choose the amount you wish to deposit, subject to the deposit limits of that site.

Step 4

Pick the option that is appropriate for you, and you will be prompted to supply your card details and choose the amount you wish to deposit, subject to the deposit limits of that site.

Person catching a credit card

Are There Fees for Sports Betting Credit Card Deposits and Withdrawals?

One of the benefits of betting with a credit card is that there are typically no fees associated with making a deposit. The best betting sites are happy to pick up any fees that are charged by the payment processor, allowing you to get full value when you choose to make a deposit.

If your betting site allows for credit card withdrawals, their policy on fees will vary. However, even in cases where these fees are charged, they tend to be very small, and most betting sites offer credit card withdrawals without a fee.

Keep in mind that the banking policies of every betting site are different, and details such as credit card deposit fees can change at any time. Our betting reviews provide you with as much information as possible about withdrawing or depositing with credit cards so you can avoid any hidden fees and unexpected charges.

Pros of Betting With a Credit Card

There are a number of benefits to betting with a credit card.

Fast Deposits

Fast Deposits

The most obvious of these is the ease with which credit card deposits can be completed. Moving money into a bookie with your credit card takes almost no time at all and is done in the same familiar fashion as making a purchase at your favourite online retailer. That makes a Visa or Mastercard one of the fastest ways to start playing at credit card betting sites.

Versatile

Versatile

Credit card deposits are also among the most versatile ways to play at online bookmakers. Since they are so widely accepted, betting with a credit card allows you to choose from virtually any betting site you like, with few restrictions.

High Deposit Limits

High Deposit Limits

Deposit limits tend to be rather high, and fees are low or non-existent. We also like the fact that credit card betting is a highly secure form of payment processing. Millions of people use credit cards to safely make purchases every day, and all transactions are protected by state-of-the-art encryption.

Cons of Betting With a Credit Card

That said, there are some downsides you should be aware of before you start betting with credit card. One disadvantage is the fact that credit cards cannot be used for withdrawals nearly as universally as they can be utilised to deposit.

Cash Out Limitations

Cash Out Limitations

While most betting sites do support credit card withdrawals, some sites do not allow for such cash outs at all, while some others limit such withdrawals to the amount you have previously deposited using that card.

In these cases, withdrawals can be via another payment method, such as to your registered bank account, so while it may be inconvenient, it won’t prevent you from banking your winnings.

Is It Safe to Use Credit Card Betting Sites?

Betting with credit card is an extremely safe way to enjoy online betting sites. All credit card transactions are protected by state-of-the-art encryption and security protocols to ensure that you are safe from hackers, fraud, and identity theft.

Gambling websites generally hold on to very little of your personal or financial information, but that which is stored is protected using those same standards, which are as strong as those used by international financial institutions. These measures ensure that fraud whilst betting with credit is almost non-existent.

Some punters may also have questions about the overall safety and fairness of online sports betting sites. We personally review and scrutinise every operator that we include on our top list to ensure that we only recommend sites that are fair and honest, and which have a history of treating their customers with respect, something that includes quality customer service and fast withdrawal times.

Put all of these factors together, and we can guarantee that it is safe to sign up to play at any of our recommended credit card betting sites.

Person entering credit card details on laptop

Credit Card Friendly Betting Sites

Credit card betting sites represent one of the easiest ways to start placing bets with online bookmakers. Fast, safe, simple, and widely accepted, major credit cards come with a number of advantages that few other deposit options can compete with. That’s why so many people end up betting with a credit card when they sign up for online bookies.

If you love betting on sports and you want to be able to place your wagers from the comfort of your computer, iOS device, or Android phone, there’s no better time to sign up for one of our recommended credit card betting sites.

If you’re not sure which bookmaker is right for you, our expert team has ranked one betting site above all others as our top recommendation for bettors.

In very rare cases, it’s possible that the bank issuing the card may not allow it to be used for gambling purposes. This is why you’ll sometimes see a card rejected even with bookies that accept credit cards. This is not a problem in regulated markets, however, where you’ll normally be able to open an account and start depositing with a credit card without any trouble.

When you join one of our recommended credit card betting sites, be sure to visit the cashier and check which types of credit cards are accepted first to make sure your preferred card will work there.

Frequently Asked Questions

Are credit card sports betting sites safe?

Yes, betting with a credit card is safe and secure. Just like when you make a purchase at an online store, your credit card transactions at betting sites are secured by powerful encryption protocols that ensure your personal information is protected at all times. It’s safe to sign up at any of our recommended betting sites, as our expert team has reviewed each of our top bookmakers to ensure that they are reputable and trustworthy.

Which credit cards are best for betting site deposits?

Visa and Mastercard are the two brands that are most widely accepted at credit card betting sites, making them the best choices for most users. However, there are also several sites that accept other types of cards, including American Express, Discover, and several others.

Can I use a credit card to withdraw from sports betting sites?

In many cases, your credit card can be used to make withdrawals from sports betting sites. However, this is less common than support for depositing with a credit card. You are more likely to be able to make such withdrawals in regulated markets, and in most cases, you can only withdraw using a card you have already used for a deposit at the same website.
Q.

Are there any fees for credit card deposits?

A.
In many cases, your credit card can be used to make withdrawals from sports betting sites. However, this is less common than support for depositing with a credit card. You are more likely to be able to make such withdrawals in regulated markets, and in most cases, you can only withdraw using a card you have already used for a deposit at the same website.
Q.

What options do I have if my credit card is declined?

A.
If you find that your credit card is not accepted at a betting site, you have a few options. First, you can try using another card, which may be approved: some issuing banks are much stricter about their gambling policies than others. You can also try using your preferred card to open an account at one of our other recommended credit card sports betting sites.